Bad credit loans

Tailor Made Credit we understand. With recent economic problems many of us have been hit hard and just need a second chance to get us back on our feet. That's what we offer, a chance to rebuild your credit while at the same time listening to your concerns to provide you with a vehicle that suits your lifestyle. 

We understand the struggles many people have gone through because we have been there ourselves. At XS Credit we are dedicated to customer service, and we believe the option to choose your vehicle and payment shouldn't be reserved for only the fortunate. If your credit has suffered and the bank's won't help, we will. 

We will not refuse anyone regardless of their credit situation.

BANKRUPTCY
A failure to pay your bills where you then must go to a court of law and the courts divide all your assets among your creditors

DIVORCE
You and your spouse no longer want to be together where generally joint bills stop being paid.

BAD CREDIT CASH BACK TO HELP PAY OFF HIGH INTEREST LOANS
We will cut a cheque back to you on your vehicle loan that has a lower interest rate then your high interest rate debt. 

CREDIT REBUILDING
After you have had problems with your credit we will help build your credit back up to where it should be.

LOWERING MONTHLY PAYMENTS
If you currently have a high payment auto loan we can lower it.

COLLECTIONS
You did not pay one of your creditors and they sent it to an agency to collect there money back 

WRITTEN OFF CREDIT
You stopped paying for a piece of credit and the bank does not believe they will get there money back

LOW BEACON SCORE
Your credit score is below average

REPOSSESSIONS
You stopped paying for something you purchased and the back took the property back

JUDGEMENTS
You were sued in a court of law and lost your case and need to pay the person/company back that sued you

FAMILY MAINTENANCE
Money that you owe for a child and/or spouse

INSURANCE PAYMENTS
Cut you a check to pay for your vehicle insurance

LEASE SELLOFFS
Refinancing your current lease into a purchase loan

TITLE LOANS/PAYDAY LOANS
Money that you borrowed that you did not pay back that went into collections

HIGH DEBT SERVICE RATIO
You currently owe more to payments then you currently make

TOO MUCH OWING ON TRADE
You owe more then what your current vehicle is worth

FRAUD
Someone who has acted in a false or decitful way

IDENTITY THEFT
Someone who has had there identification compromised

EMPLOYMENT STABILITY
An established length of time on your job

YOUNG BUYERS
Someone under the age of twenty five with minimum credit experience 

DISABILITY AND LOW INCOMES
Someone who is currently getting paid because of a disability or who has a below average income source 

9 SIN NUMBERS
A currently non landed imigrant who is currently working in Canada with a work visa 

PREVIOUS DECLINES - Someone who has previously been declined for credit

OVER BALANCES
You owe more money to your creditor then your available balance

FORECLOSURE
You have stopped paying your mortgage and the bank takes your house back

Financing
Fill out our online application and get approved for credit

Apply Now
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Ram 1500 2015
Climate: Air Conditioning, Brakes: Anti-Lock Brake System, Media: AM/FM Radio Tuner,
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$34,997.00
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Ram 1500 2017
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