Bad credit loans
Tailor Made Credit we understand. With recent economic problems many of us have been hit hard and just need a second chance to get us back on our feet. That's what we offer, a chance to rebuild your credit while at the same time listening to your concerns to provide you with a vehicle that suits your lifestyle.
We understand the struggles many people have gone through because we have been there ourselves. At XS Credit we are dedicated to customer service, and we believe the option to choose your vehicle and payment shouldn't be reserved for only the fortunate. If your credit has suffered and the bank's won't help, we will.
We will not refuse anyone regardless of their credit situation.
A failure to pay your bills where you then must go to a court of law and the courts divide all your assets among your creditors
You and your spouse no longer want to be together where generally joint bills stop being paid.
BAD CREDIT CASH BACK TO HELP PAY OFF HIGH INTEREST LOANS
We will cut a cheque back to you on your vehicle loan that has a lower interest rate then your high interest rate debt.
After you have had problems with your credit we will help build your credit back up to where it should be.
LOWERING MONTHLY PAYMENTS
If you currently have a high payment auto loan we can lower it.
You did not pay one of your creditors and they sent it to an agency to collect there money back
WRITTEN OFF CREDIT
You stopped paying for a piece of credit and the bank does not believe they will get there money back
LOW BEACON SCORE
Your credit score is below average
You stopped paying for something you purchased and the back took the property back
You were sued in a court of law and lost your case and need to pay the person/company back that sued you
Money that you owe for a child and/or spouse
Cut you a check to pay for your vehicle insurance
Refinancing your current lease into a purchase loan
TITLE LOANS/PAYDAY LOANS
Money that you borrowed that you did not pay back that went into collections
HIGH DEBT SERVICE RATIO
You currently owe more to payments then you currently make
TOO MUCH OWING ON TRADE
You owe more then what your current vehicle is worth
Someone who has acted in a false or decitful way
Someone who has had there identification compromised
An established length of time on your job
Someone under the age of twenty five with minimum credit experience
DISABILITY AND LOW INCOMES
Someone who is currently getting paid because of a disability or who has a below average income source
9 SIN NUMBERS
A currently non landed imigrant who is currently working in Canada with a work visa
PREVIOUS DECLINES - Someone who has previously been declined for credit
You owe more money to your creditor then your available balance
You have stopped paying your mortgage and the bank takes your house back
Fill out our online application and get approved for credit
- Any Make
- Any Model